Experienced
Being in the industry since 2006, we can handle it all — from Due Diligence to investment — and resolve issues fast.
Updated on September 12, 2025
Life-long status in the EU at the lowest cost and time
€169,000+
Investments
6+ months
Obtaining period
29 countries
Become visa-free
The Malta Permanent Residence Programme offers lifetime rights to live in Malta and travel within the Schengen Area, without relocation or language tests. Investors must rent or buy property, pay government fees, and donate to charity.
Applicants must prove assets of €500,000+ with €150,000+ financial or €650,000+ with €75,000+ financial). Applications are accepted only through licensed agents like Immigrant Invest.
Get our detailed guide to learn:
How to obtain residency smoothly
Rights and opportunities that come with your new status
Obligations to fulfil to maintain residency
Answers to frequently asked questions
1
Maltese permanent residents can visit other Schengen countries without visas. The visa-free stay is up to 90 out of 180 days.
Maltese permanent residents can visit other Schengen countries without visas. The visa-free stay is up to 90 out of 180 days.
2
Investors obtain permanent residency that is valid for life. Only an ID card must be renewed every 5 years.
Investors obtain permanent residency that is valid for life. Only an ID card must be renewed every 5 years.
3
Investors’ spouses, children, parents, and grandparents can become Maltese permanent residency under one application.
Investors’ spouses, children, parents, and grandparents can become Maltese permanent residency under one application.
4
Spending over 183 days a year in Malta makes investors tax residents. The tax system may be attractive, but permanent residency alone offers no special tax benefits.
Spending over 183 days a year in Malta makes investors tax residents. The tax system may be attractive, but permanent residency alone offers no special tax benefits.
5
Investors become Maltese residents without the need to live in the country. They can buy or rent property, open a bank account, study, get treated, and use Malta as a safe haven.
Investors become Maltese residents without the need to live in the country. They can buy or rent property, open a bank account, study, get treated, and use Malta as a safe haven.
The spouse and partner, children, parents, and grandparents can get Maltese permanent residency with the investor under one application
Your doubts are reasonable, as every 10th application under the MPRP is rejected. To gain clarity, undergo our preliminary Due Diligence check that ensures you know your eligibility upfront. It is confidential and completed within 48 hours.
Investors must buy or rent property, pay fees, and make a donation to a Maltese non-governmental organisation. All requirements are mandatory except choosing between renting or buying.
1 option
Renting real estate — €169,000+
The minimum rental price is €14,000 per annum. After 5 years, investors are still required to rent a property to keep a residential address, though specific price requirements no longer apply.
2 option
Purchasing real estate — €474,000+
The minimum property price is €375,000, and the fees add up to about 7% of the property value. The property must be owned for a minimum of 5 years and may be rented out for a short term, while the investor is absent from Malta.
Here is an example of a cost calculation for a family consisting of the spouses and two children aged 9 and 19.
The total cost depends on family composition. We can provide a free, individualised calculation for your case, covering additional expenses like taxes, insurance, and more.
Compare the key terms and benefits of the Malta Permanent Residence Programme with other popular EU options — Portugal, Greece, and Cyprus, with the latter granting permanent residency as well.
From legal shadows to lasting residency: a path to Malta for the Algerian family
We always knew we wanted more for our children, not more things, but more chances. The kind of freedom that lets them choose their path without borders or limitations. But we didn’t know how to begin. Immigrant Invest didn’t just give us a plan, they gave us clarity, confidence, and the calm we needed to take the first step. They helped us build a future.
Malta residence permit by investment for the Thai sportsman to optimise taxes and travel around Europe
I always thought Thailand’s 35% income tax rate was too high. When I was invited to train in Spain and offered a work permit, I hoped to decrease my taxes. Spain’s 28% tax rate was lower but still pretty high. Then, I discovered Malta, where the tax rate is just 15% for residents by investment. That settled it—I chose Malta over Spain. I contacted Immigrant Invest, and they immediately began working on my case. Six months later, I became a Maltese resident, paying half the taxes I used to.
How to move from the USA to Europe as an interracial LGBTQ+ couple
As a same-sex interracial couple, we started feeling uncomfortable in the USA as certain political voices grew louder and gained more supporters. This led us to consider relocating to a more tolerant environment in Europe. Thanks to a dear friend and ally, we found out about Immigrant Invest’s services for those looking to move abroad. With their assistance, we have already obtained residence permits in Malta and are now waiting for the opportunity to apply for Maltese passports.
How to obtain a Malta Digital Nomad Visa without rush and stress to escape cold Canadian winters
When I addressed Immigrant Invest, I had already experienced a negative outcome with obtaining a visa for digital nomads. I spent a lot of time, energy, and effort on the Spanish Digital Nomad Visa but was still rejected. Because of this, I did not have high hopes. However, after reading positive reviews about Immigrant Invest, I felt more confident and decided to try applying for a Digital Nomad Visa again. Thanks to Immigrant Invest, I successfully obtained one in Malta. With their help, the process was much easier and less stressful.
Malta permanent residence to relocate to a calm EU country and improve English language skills
I always wanted my sons to be successful and prosperous, and I knew that a good education was the key to achieving this. So, I set a goal for myself: to help Asfaw and Mesfin enrol in prestigious universities. The first step was, of course, English—nowadays, it’s everywhere. I thought, why make them learn grammar in Ethiopia when I can immerse them in an English-speaking environment in Malta instead?
1. Simplified terms. Non-EU citizens usually need an AIP permit to buy property in Malta, which must be only one, meet minimum values and be used only as a residence, not for rental income.
However, in Special Designated Areas, foreigners can buy multiple properties without an AIP permit and rent them out freely.
2. Tax benefits. If the property is the first and only residence, the buyer can be exempt from stamp duty for the first €200,000 and pay 5% on the balance. Malta does not impose an annual property tax, and the tax on the rental income is flat at 15%.
3. Passive income. SDA properties bring about 5—7% of an annual yield from being rented out.
The annual growth in rental prices in Malta was registered at 17.5% as of the end of 2023. The country became 10th in the EU by the increase.
4. Return on investment. After 5 years of obtaining Malta permanent residency, the investor may resell the property. However, if they do, they must buy or rent another property at any price to maintain a residential address.
The real estate price appreciation in Special Designated Areas of Malta is 8—10% annually, allowing the property to potentially be sold at a profit. In general, real estate prices in Malta showed a steady growth of 65% over the last 10 years since 2015; the annual growth exceeds the EU average.
5. Stable and growing market. The property sector achieved a record €5.1 billion in property sale agreements in 2024, with approximately 15% of transactions involving international buyers.
The combination of limited land supply, economic stability, and robust demand provides excellent liquidity — properties in Special Designated Areas tend to sell more easily and retain value over time.
The index considers prices on apartments, maisonettes, and houses and 2015 as 100
Investment migration is evolving fast—programs are closing, raising investments, or removing popular options. The Malta Permanent Residence Programme remains stable, but future changes are always possible due to Malta’s politics or EU policies.
If you’re considering obtaining residency, now may be the best time to act.
Frederick Ellul
Lawyer and Immigrant Invest's partner in Malta
Based on the experience of Immigrant Invest’s lawyers, obtaining permanent residency in Malta takes 6+ months. Below, we explain the steps involved in the process.
1 day
Preliminary Due Diligence
Due Diligence is a crucial step in the Malta Permanent Residence Programme, as it determines whether an investor qualifies for residency.
At Immigrant Invest, we have an in-house Compliance Department where certified AML Officers conduct a preliminary and confidential Due Diligence check on every investor, using the same databases employed by the Residency Malta Agency.
This process takes 1 business day and reduces the risk of rejection to 1%.
After completing the Due Diligence check, Immigrant Invest signs a service agreement with the investor.
Take a short anonymous test and learn more about the nuances of Due Diligence checks.
1+ months
Obtaining a temporary residence permit (optional)
Before beginning the full MPRP process, the investor has the opportunity to secure a 1-year temporary residence permit in Malta. This allows them to enjoy residency benefits while the permanent application is being prepared.
To apply for the temporary permit, the following documents are required:
covering letter;
signed power of attorney;
passport copies for all applicants;
valid health insurance;
purchase or lease agreement for a residential property in Malta;
recent bank statements;
completed government forms.
As part of the process, applicants must visit Malta to provide their biometrics. A fee of €100 per temporary residence card and the first part of the administrative fee of €15,000 are paid.
Applications are typically processed within 4 weeks, after which the cards can be collected directly from the Residency Malta office — either in person or by our dedicated lawyer.
Once the temporary permit is issued, the investor has 6 months to submit a permanent residency application. If the MPRP application is refused, the temporary permit will be withdrawn within 15 days.
3+ weeks
Preparing documents
Immigrant Invest lawyers compile a list of required documents and help the investor prepare them. The lawyers compile the investor’s welfare history, translate documents into English, certify copies with a notary, and accurately complete application forms.
1 week
Applying for permanent residency
Once all the documents are gathered, the application is submitted to the Residency Malta Agency. At this stage, the investor’s presence in Malta is not required, as all necessary forms are signed remotely and couriered to Malta.
If the investor did not opt to get a temporary residence permit, the Residency Malta Agency issues an invoice for the first part of the administrative fee of €15,000 within 2—5 business days. The invoice must be paid within one month of issuance.
3—6 months
Due Diligence
The Residency Malta Agency conducts Due Diligence. Sometimes, the agency requests additional information, such as details about the investor’s business and financial affairs. In such cases, Immigrant Invest lawyers prepare the required documents and responses, review them with the investor for approval, and submit them to the agency.
Within 8 months after approval
Fulfilment of investment conditions
The Residency Malta Agency sends a notice of approval to Immigrant Invest. Once the approval is received, the applicant must meet the investment requirements within the specified timeframe.
The remaining €45,000 of the administrative fee is payable within 2 months from the approval date. Paying the contribution fee, making a donation, and renting or purchasing property must be completed within eight months.
The applicant must also obtain medical insurance with a minimum coverage of €30,000 per person.
When the investment requirements are fulfilled, the Residency Malta Agency issues a certificate of permanent residence.
1 day
Submitting biometrics
Biometrics must be taken in Malta. The applicant and all dependents are required to visit the Residency Malta Agency’s office; only infants up to the age of 2 are exempt from biometrics.
4+ weeks
Receiving residence cards
Once the biometrics are submitted, the application is sent to the residence department for printing, which typically takes at least 4 weeks per application.
Immigrant Invest lawyers collect the residence cards and Permanent Residence certificates on behalf of the applicants.
Annually for the first 5 years
Annual review of compliance with the programme terms
The Residency Malta Agency verifies whether the investor meets the programme conditions: rents or owns a residential property in Malta and has the required assets at their disposal. This check is conducted annually during the first 5 years after obtaining permanent residence.
Immigrant Invest is a licensed agent of the Malta Permanent Residence Programme. We are well-versed in all migration specifics and strictly follow the legal framework, including Regulations S.L. 217.26 of 2021, Regulations under L.N. 310 of 2024, and L.N. 146 of 2025.
We are also government-licensed to represent investors in several Caribbean countries. Our membership in the Investment Migration Council, the leading global association for industry experts, further reflects our commitment to the highest standards of integrity.
Experienced
Being in the industry since 2006, we can handle it all — from Due Diligence to investment — and resolve issues fast.
Diligent
Our in-house compliance team runs thorough checks upfront to ensure eligibility and protect you from rejection risks.
Dedicated
From the first consultation to obtaining citizenship, we will support you at every step and answer all, even the trickiest, questions.
Confidential
We protect your trust with strict confidentiality, securing your data and investment details under an NDA agreement.
Elena Ruda,
Chief Development Officer at Immigrant Invest
With almost 20 years of experience, direct partnerships, and local presence in Malta, we ensure a smooth, secure, and transparent journey to EU residency.
Our team of legal and real estate experts will assist you at every step, from the first free consultation to selecting a property and securing your residency.
Our Malta-based legal and migration experts know the law inside out and ensure a smooth residency process.
Our on-site team stays ahead of legal changes, prepares only required documents, offers in-person support, and ensures smooth coordination with Maltese authorities.
We will help you obtain residency for family members, including your spouse, children, parents, grandparents, grandchildren, daughters-in-law, and sons-in-law.
We annually confirm compliance with the MPRP terms and assist in renewing resident cards every 5 years. If the card is lost or stolen, we help with that as well.
We will offer property options based on your goals, budget, and liquidity, and support you through closing the deal.
We will assist you in preparing the required documents and opening an account in a Maltese bank.
Our on-site team stays ahead of legal changes, prepares only required documents, offers in-person support, and ensures smooth coordination with Maltese authorities.
We will help you obtain residency for family members, including your spouse, children, parents, grandparents, grandchildren, daughters-in-law, and sons-in-law.
We annually confirm compliance with the MPRP terms and assist in renewing resident cards every 5 years. If the card is lost or stolen, we help with that as well.
We will offer property options based on your goals, budget, and liquidity, and support you through closing the deal.
We will assist you in preparing the required documents and opening an account in a Maltese bank.
Clients’ names and photos have been changed to comply with a non-disclosure agreement.
Schedule a meeting
Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.
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Watch our breakdown of the benefits, investment paths, and timeframes to get a full picture of the Malta Permanent Residence Programme in just under 2 minutes.
Yes, foreign nationals can obtain a permanent residence permit in Malta. This can be achieved by living in Malta for more than 5 years or by participating in the Malta Permanent Residence Programme, MPRP.
Non-EU, non-EEA, and non-Swiss nationals may apply for a PR permit under the MPRP. Applicants must be over 18, have no criminal record, prosecution, or visa denial, and not be subject to sanctions. Applicants must also demonstrate ownership of assets worth at least €500,000, including €150,000 in liquid financial assets, or at least €650,000, including €75,000 in liquid financial assets.
The investor’s spouse, unmarried children under 29, parents, and grandparents are also eligible to apply.
The timeframe varies depending on several factors, such as the time required to prepare documents, secure a property to rent or purchase, and meet other investment requirements.
Once the documents are submitted, the application process takes at least 6 months. Additional time may be required for final approval and the issuance of residence cards.
Adult investors aged 18 or older can participate if they meet the following criteria:
proven legal income;
no criminal record;
no prior visa refusals from countries with a visa-waiver agreement with Malta;
assets of at least €500,000, including liquid financial assets of €150,000, or at least €650,000, including liquid financial assets of €75,000.
Family members of investors can also obtain permanent residence under the programme. Eligible family members include a spouse or partner, unmarried children under 29, and parents or grandparents. Unmarried children over the age of 18, as well as parents and grandparents, must be principally dependent on the investor.
The investor must fulfil several investment requirements:
€60,000+ as the administrative fee;
€14,000+ per year for renting real estate for five years, or €375,000+ for purchasing property in Malta;
€37,000+ as the contribution fee;
€2,000 for a donation to a charitable organisation.
If the investor rents a property for 5 years, the total minimum expenses will amount to at least €169,000. If purchasing a property, the minimum total investment will be at least €474,000.
The terms and requirements for applicants are stipulated in Regulations S.L. 217.26 of 2021, Legal Notice No. 310 of 2024, and Legal Notice No. 146 of 2025.
If the investor purchases real estate to participate in the Malta Permanent Residence Programme, they can sell it after 5 years and recover the investment.
Rental payments, administrative fees, contribution fees, and charitable donations are non-refundable expenses.
Yes, it is. The following family members can be added to the programme at a later stage:
spouse,
children,
grandchildren,
daughters-in-law and sons-in-law,
parents,
grandparents.
The applicable fee is €7,500 per family member.
No one can guarantee that you will obtain permanent residence in Malta. If a company guarantees success, it is likely a scam.
Immigrant Invest conducts a preliminary Due Diligence check to increase your chances of getting permanent residence. A certified Anti-Money Laundering Officer reviews the investor’s documents and searches international databases. This process helps identify any issues in the investor’s background that could result in rejection.
If any issues are discovered, we provide a solution, such as submitting additional documents or selecting an alternative programme. In our experience, this preliminary check reduces the risk of rejection to 1%.
The Residency Malta Agency checks whether the investor meets the programme conditions annually during the first 5 years. To pass the check, investors must retain the required amount of assets and maintain the purchased property or continue renting a property for at least €14,000 per year.
Investors can sell the property and dispose of the assets 5 years after obtaining permanent residence. However, they must still have a registered address in Malta to maintain their permanent resident status. To fulfill this requirement, another property can be rented or purchased without specific price requirements.
The MPRP certificate itself does not confer an automatic right to employment. You must first obtain an Employment Licence, work permit, from Jobsplus or, if you wish to be self‑employed, register a company and secure the relevant authorisations.
No. The MPRP imposes no minimum stay. You retain the status remotely as long as you keep the required property and asset thresholds.
Physical presence matters only for tax purposes: you become a Maltese tax resident after spending more than 183 days in the country within one calendar year.
You must hold the qualifying rental agreement or owned property for at least 5 years after approval. After that period you may sell or cease renting, provided you immediately buy or rent another home in Malta so that a residential address is always maintained.
The MPRP is open to non-EU, non-EEA and non-Swiss nationals except those whose countries are under international sanctions or restricted by the Maltese authorities.
Nationals of the following countries cannot apply:
Afghanistan,
Belarus,
Democratic Republic of Congo,
Iran,
North Korea,
Russia
Somalia,
Sudan,
Syria,
Venezuela,
Yemen.
No. Tax residence is established separately.
You become a tax resident only if you spend more than 183 days in Malta in a tax year or transfer your centre of vital interests to the country. Permanent residence itself provides no special tax breaks; income is taxed under the ordinary Maltese rules.
Country and statusInvestmentsTime requiredBenefits
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