Updated on December 24, 2024

Malta Permanent Residence Programme

Living and travelling visa-free in Europe

€150,000+

Investment amount

6+ months

Application processing

28 countries

Can be visited visa-free

Investors can obtain permanent residency in Malta, granting lifetime rights to live in the country, access the Schengen Area for 90 days every 180, and expand businesses into the European market.

To qualify, applicants must meet specific requirements: purchase or rent real estate, pay government fees, make a donation, and confirm assets of at least €500,000. Immigrant Invest, a licensed agent of the Malta Permanent Residence Programme (MPRP), facilitates the process for investors.

The program operates under the Malta Permanent Residence Programme Regulations, L.N. 121 of 2021, and has been active since 2015.

Investment threshold will increase on January 1st, 2025

The changes will affect all investment conditions, from the minimum amount for property rental to associated fees. Make sure to apply and obtain EU permanent residency without overpaying till the end of 2024.

Benefits of Malta permanent residence

  • 1

    Visa-free travel to the Schengen countries

    Maltese permanent residents can visit other Schengen countries without visas. The visa-free stay is up to 90 out of 180 days.

  • 2

    Living, working and doing business in Malta

    Investors get permanent residence valid for life. They can move to Malta, register a company, find a job and become a tax resident of the country.

  • 3

    Access to European healthcare and education

    Maltese permanent residents don’t need visas for medical treatment in Maltese clinics or study in local schools and universities. They can also access clinics and educational institutions in other Schengen countries: a visa-free visit can last for up to 90 days.

  • 4

    “Safe haven” in Malta

    Investors aren’t obliged to live in Malta to get or maintain a permanent residence. They can create a safe haven: buy or rent housing and open a bank account to transfer capital in the country. If there are any issues in the country of residence, investors can quickly move to Malta with their families.

  • 5

    Opportunity to become Malta’s tax resident

    If an investor spends 183+ days a year in Malta, they can become a tax resident. The country’s tax system may be attractive compared to some other states. However, getting a PR permit doesn’t lead to any incentives in Malta — investors pay taxes according to general rules.

  • 6

    Convenient path to residency

    Applicants mustn’t pass any language tests or live in Malta for several years to apply for permanent residence.

  • 7

    Permanent residence for 4 generations of a family

    Investors’ spouses, children, parents and grandparents can be included in the applications.

price

Is Maltese residency the key to the quality of life you want?

Get our detailed guide to learn:

  • How to obtain residency smoothly

  • Rights and opportunities that come with your new status

  • Obligations to fulfil to maintain residency

  • Answers to frequently asked questions

Who is eligible for Malta permanent residence?

  • Investor

    • Over 18 years old

    • No criminal record or prosecution

    • Not under sanctions

    • No visa denials in countries that have a visa-free with Malta

    • Capable of confirming the legality of the income

    • Available assets of at least €500,000, including €150,000 as liquid financial assets

    • Medical insurance

  • Spouse

    In officially registered marriage or unregistered partnership with the investor

  • Children under 18

    • Common children of the spouses

    • Children of one of the spouses from previous marriages — with the consent of the other parent

  • Children over 18

    • Unmarried

    • Principally dependent on the investor or the spouse

  • Parents and grandparents

    Principally dependent on the investor or the spouse

Expenses for obtaining Malta permanent residence

Investors fulfil several investment conditions. They buy or rent a residential property, pay administrative and state fees, and donate to a Maltese organisation. All the requirements are mandatory; the only choice is renting or purchasing real estate.

The main applicant must have at least €500,000 in available assets, including at least €150,000 of liquid financial assets, such as deposits, stocks or bonds. The investor confirms ownership of these assets every year during the first five years after getting permanent residence.

1 option

Renting real estate — €150,000+

The investor pays government fees, donates to a charitable organisation and rents a residential property in Malta for five years.

The minimum rental price depends on the region:
€10,000+ per annum — in the south of Malta and on the island of Gozo;
€12,000+ per annum — in the north or centre of Malta.

Rental costs for 5 years

€50,000+ in the south of Malta or on the island of Gozo

€60,000+ in the north or centre of Malta

Contribution fee

€58,000

+ €7,500 per parent or grandparent

Administration fee

€40,000

Charitable donation

€2,000

2 option

Purchasing real estate — €370,000+

The investor pays government fees, makes a donation to a charitable organisation and buys residential property in Malta.

The minimum property price depends on the real estate location:
€300,000+ — in the south of Malta and on the island of Gozo;
€350,000+ — in the north or centre of Malta.

The investor must own the property for at least five years after obtaining permanent residence. After five years, they can sell it and return a part of the invested money.

Purchase of real estate

€300,000+ in the south of Malta or on the island of Gozo

€350,000+ in the north or centre of Malta

Contribution fee

€28,000

+ €7,500 per parent or grandparent

Administrative fee

€40,000

Charitable donation

€2,000

Expenses for a family of 4

The spouses, a child and the investor’s father.

Renting a housing
for 5 years in the south of Malta or Gozo

Renting a housing
for 5 years in the north or centre of Malta

Purchasing a housing in the south of Malta or Gozo

Purchasing a housing in the north or centre of Malta

Real estate

€50,000+

€60,000+

€300,000+

€350,000+

Administration fee

€40,000

€40,000

€40,000

€40,000

Contribution fee

€65,500

€65,500

€35,500

€35,500

Charitable donation

€2,000

€2,000

€2,000

€2,000

Total

€157,500

€167,500

€377,500

€427,500

Does Malta permanent residency fit your budget?

Does Malta permanent residency fit your budget?

The total cost depends on family composition. We can provide a free, individualised calculation for your case, covering additional expenses like taxes, insurance, and more.

Why is the agent's licence important?

The Malta Permanent Residence Programme Regulations, L.N. 121 of 2021, don’t allow investors to apply for permanent residence directly. A licensed agent accredited by the Government of Malta is a guarantor that the investor meets the programme conditions. The licensed agent assists the investor at every programme stage, from preparing documents to receiving a permanent residence card.

Immigrant Invest is a licensed agent of the Malta Permanent Residence Programme.

Real estate qualifying for the Malta Permanent Residence Programme

https://immigrantinvest.com/wp-content/uploads/2020/11/schermata-2020-10-14-alle-11.52.50-e1602669741655.jpg

location iconMalta, Kalkara

€300,000 — €1,900,000

Apartments in a large-scale residential project on the first coastline
square icon71 m² — 310 m²
bed icon1—3
bathroom icon1—3
https://immigrantinvest.com/wp-content/uploads/2022/04/6f873cef.jpeg

location iconMalta, Sliema

€920,000 — €1,300,000

Apartments in a new residential high-rise project near the sea
square icon176 m² — 211 m²
bed icon2—3
bathroom icon2
https://immigrantinvest.com/wp-content/uploads/2023/10/4-9.jpg

location iconMalta, Valletta

€1,510,000 — €3,370,000

Modern apartments not far from sea in Valetta
square icon123 m² — 281 m²
bed icon1—3
bathroom icon1—3

How to recoup the investment under the MPRP

The investment made under the MPRP can be partially recouped if the investor chooses to purchase real estate in Malta.

After 5 years of obtaining Malta permanent residence, the investor can sell the property without risking their status.

8—10% annually is the real estate price appreciation in Special Designated Areas of Malta, allowing the property to potentially be sold at a profit.

Discover the top real estate opportunities in Malta to maximise your investment returns.

Get the real estate guide

Step-by-step procedure for obtaining Malta permanent residence

1

1 day

Preliminary Due Diligence

Due Diligence is essential in the Malta Permanent Residence Programme, determining whether an investor qualifies for residency.

At Immigrant Invest, we have an in-house Compliance Department where certified AML Officers conduct a preliminary, confidential Due Diligence check on every investor, using the same databases as the Residency Malta Agency.

This process takes one business day and reduces the risk of rejection to 1%.

Take a short anonymous test and learn more about the nuances of Due Diligence checks.

Evaluate chances
2

4-5 weeks

Collection of documents and application

Immigrant Invest lawyers compile a list of required documents and help the investor prepare them. The lawyers compile the investor’s welfare history, translate documents into English, certify copies through a notary and correctly fill out application forms.

The lawyers apply to the Residency Malta Agency when the documents are ready. At this stage, the main applicant pays a non-refundable administration fee of €10,000.

3

4—6 months

Due Diligence

The Residency Malta Agency conducts Due Diligence. Sometimes, the agency asks for additional information, for example, about the investor’s business and finances. In such cases, Immigrant Invest lawyers prepare the documents and answers, approve with the investor and submit them to the agency.

Due Diligence takes at least four months. In our experience, it usually takes six to eight months.

4

Up to 8 months

Fulfilment of investment conditions

The Residency Malta Agency sends a notice of approval to Immigrant Invest. As soon as the approval is received, the applicant must fulfil the investment conditions within the stated period.

The remaining €30,000 of the administration fee is payable within two months from the approval date. Payment of the contribution fee, making a donation, and renting or purchasing property can take up to eight months.

At the same time, the applicant gets medical insurance with a minimum coverage of €30,000 per person.

When all the conditions are met, Immigrant Invest lawyers submit the supporting documents to the Residency Malta Agency.

5

At least 1 day

Fingerprinting in Malta

The investor and all family members included in the application must travel to Malta and provide their fingerprints at the Residency Malta Agency. Fingerprinting takes place after the application has been approved. However, it can be done before all the investment conditions are fulfilled.

6

1 month

Final approval

The Residency Malta Agency reviews the additional documents provided by the lawyers after the investor has fulfilled all the programme conditions. After that, Immigrant Invest receives the final approval, which means that the applicants will get permanent residence cards.

7

2 weeks

Getting permanent residence cards

The Residency Malta Agency issues a Certificate of Residence and permanent residence cards and sends them to Immigrant Invest lawyers in Malta. The investor gets the documents by courier and doesn’t have to visit Malta to collect them.

The permanent residence card for adult applicants is valid for five years. A minor applicant renews the card a month after turning 14 or 18 years old.

8

Annually for the first 5 years

Annual review of compliance with the programme terms

The Residency Malta Agency checks whether the investor meets the programme conditions: rents or owns a residential property in Malta and has assets of €500,000 in the disposal. The check is conducted annually for the first five years after obtaining permanent residence.

Our clients’ reviews

All reviews

Clients’ names and photos have been changed to comply with a non-disclosure agreement.

All reviews

Hesitating to take the first step toward Maltese residency?

Investment migration is evolving fast—programs are closing, raising investments, or removing popular options. The Malta Permanent Residence Programme remains stable, but future changes are always possible due to Malta’s politics or EU mandates.

If you’re considering obtaining residency, now may be the best time to act.

Case studies

Additional services after obtaining permanent residence

The Maltese permanent residence card must be renewed every five years. Over time, other needs may arise. For example, to become a tax resident or register a car. See how we continue to help our clients.

  • Renewal of the permanent residence card

    We help our clients renew their permanent residence cards every five years.

  • Registration of tax residency

    If the investor spends at least 183 days a year in Malta.

  • Replacement of the lost residence card

    We prepare documents and accompany you from the application to getting a new permanent residence card.

  • Getting a tax number

    We submit an electronic application to obtain a tax number for our clients.

  • Getting a driver's licence

    We consult on the process. The applicant has to pass the driving exams.

  • Adding family members to the programme

    We help spouses, parents, children, and grandchildren get permanent residence after the investors get theirs.

  • Registration of yachts

    We assist from purchase until registration under the Maltese flag.

  • Opening a bank account

    We prepare the required documents and fill out the forms.

  • Selecting real estate

    We help our clients choose an apartment online, check the property and send the client a video. We assist in the conclusion of a sale and purchase or leasing agreement.

  • Registration of cars with Transport Malta

    We also arrange insurance for vehicles.

Schedule a meeting

Let's discuss the details

Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.

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Frequently asked questions

  • Can foreigners get PR in Malta?

    Yes, foreign nationals can get a permanent residence permit in Malta. To do it, one can live in Malta for 5+ years or participate in the Malta Permanent Residence Programme.

    Non-EU, non-EEa and non-Swiss nationals may apply for a PR permit under the MPRP. Applicants must be over 18, have no criminal record, prosecution or visa denial, and be not under sanctions. Also, one must confirm having assets of at least €500,000, including €150,000 as liquid financial assets.

    Investors’ spouses, children, parents and grandparents may apply as well.

  • How long does it take to get Malta PR?

    The term is individual: it depends on several factors, for example, the time needed to prepare documents, find a property to rent or buy, and fulfil other investment conditions.

    After submitting documents, the application is processed for 6+ months. Then, some time is needed to get final approval and receive residence cards.

  • Who can participate in the Malta Permanent Residence Programme?

    Adult investors over 18 years old can participate if they have:

    • a proven legal income;

    • no criminal records;

    • no previous refusals on getting a visa in a country that has a visa-waiver agreement with Malta;

    • assets of at least €500,000, including liquid financial assets of €150,000.

    Investors’ family members can get permanent residence under the programme. A spouse or partner, children, parents and grandparents can participate. There is no age limit for relatives.

    However, several requirements are imposed on adult family members. Children over 18 must not be married. Adult children, parents and grandparents should be principally dependent on the investor.

  • How much and what to invest in to get Malta permanent residence?

    The investor fulfils several investment conditions:

    • €40,000 — the administration fee;

    • €10,000+ per annum or €300,000+ for renting for five years or buying real estate in Malta;

    • €58,000 or €28,000 — the contribution fee for renting or buying real estate;

    • €2,000— a donation to a charitable organisation.

    If the investor rents a property for five years, the final expenses will amount to at least €150,000. If they buy a property, they spend at least €370,000.

    The investor also pays €7,500 per parent or grandparent added to the programme.

  • Is it possible to return the investments?

    If the investor buys real estate to participate in the programme, they can sell it five years later and get the money back. In addition, they can rent out the property.

    Rental payments, administration and contribution fees, and charitable donations cannot be refunded.

  • Is it possible to get Malta permanent residence for a new spouse, children and grandchildren?

    Yes, it is. New family members can be added to the Malta Permanent Residence Programme.

    A spouse, children, parents, grandparents, grandchildren, daughters-in-law and sons-in-law can be added to the programme later. In this case, the investor pays the fees:

    • €7,500 per spouse, parent, grandparent, daughter-in-law or son-in-law;

    • €5,000 per child over 18 or grandchild.

    Minor children and children with disabilities are added free of charge.

  • Do you guarantee that I will get permanent residence?

    No one can guarantee that you will get Malta permanent residence. Moreover, if a company guarantees success, you probably deal with scammers.

    Immigrant Invest conducts a preliminary Due Diligence to increase your chances of getting permanent residence. A certified Anti Money Laundering Officer examines investors’ documents and searches the information in international databases. It helps to find facts in the investor’s biography that could lead to rejection.

    If we discover any issues, we offer a solution: for example, to add some documents or choose another programme. In our experience, the preliminary check reduces the rejection risk to 1%.

  • How do I maintain permanent residence in Malta?

    The Residency Malta Agency checks whether the investor meets the programme conditions every year during the first five years. To pass the check, investors keep the assets of €500,000, including liquid financial assets of €150,000. They also maintain the purchased property or continue to rent housing for at least €10,000 or €12,000 per annum, depending on the property location.

    Investors can sell the property and dispose of the assets five years after getting permanent residence. They need a registration address in Malta to stay permanent residents. A rented or purchased property might be cheaper than under the programme terms.

Two-minute summary of the Malta program

Watch the video for a brief overview of the essentials of the Malta Permanent Residence Programme, including its conditions and the benefits of residency status.

Schedule a meeting

Let’s discuss the details

We will develop an individual solution, select a country and status that will solve your problems, and accompany the entire process.

Zlata Erlach
Zlata Erlach

Head of the Austrian office

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