Malta Permanent Residence Programme
Living and travelling visa-free in Europe
€150,000+
6+ months
28 countries
Investors can obtain permanent residency in Malta, granting lifetime rights to live in the country, access the Schengen Area for 90 days every 180, and expand businesses into the European market.
To qualify, applicants must meet specific requirements: purchase or rent real estate, pay government fees, make a donation, and confirm assets of at least €500,000. Immigrant Invest, a licensed agent of the Malta Permanent Residence Programme (MPRP), facilitates the process for investors.
The program operates under the Malta Permanent Residence Programme Regulations, L.N. 121 of 2021, and has been active since 2015.
Investment threshold will increase on January 1st, 2025
The changes will affect all investment conditions, from the minimum amount for property rental to associated fees. Make sure to apply and obtain EU permanent residency without overpaying till the end of 2024.
Benefits of Malta permanent residence
1
Visa-free travel to the Schengen countries
Maltese permanent residents can visit other Schengen countries without visas. The visa-free stay is up to 90 out of 180 days.
Maltese permanent residents can visit other Schengen countries without visas. The visa-free stay is up to 90 out of 180 days.
2
Living, working and doing business in Malta
Investors get permanent residence valid for life. They can move to Malta, register a company, find a job and become a tax resident of the country.
Investors get permanent residence valid for life. They can move to Malta, register a company, find a job and become a tax resident of the country.
3
Access to European healthcare and education
Maltese permanent residents don’t need visas for medical treatment in Maltese clinics or study in local schools and universities. They can also access clinics and educational institutions in other Schengen countries: a visa-free visit can last for up to 90 days.
Maltese permanent residents don’t need visas for medical treatment in Maltese clinics or study in local schools and universities. They can also access clinics and educational institutions in other Schengen countries: a visa-free visit can last for up to 90 days.
4
“Safe haven” in Malta
Investors aren’t obliged to live in Malta to get or maintain a permanent residence. They can create a safe haven: buy or rent housing and open a bank account to transfer capital in the country. If there are any issues in the country of residence, investors can quickly move to Malta with their families.
Investors aren’t obliged to live in Malta to get or maintain a permanent residence. They can create a safe haven: buy or rent housing and open a bank account to transfer capital in the country. If there are any issues in the country of residence, investors can quickly move to Malta with their families.
5
Opportunity to become Malta’s tax resident
If an investor spends 183+ days a year in Malta, they can become a tax resident. The country’s tax system may be attractive compared to some other states. However, getting a PR permit doesn’t lead to any incentives in Malta — investors pay taxes according to general rules.
If an investor spends 183+ days a year in Malta, they can become a tax resident. The country’s tax system may be attractive compared to some other states. However, getting a PR permit doesn’t lead to any incentives in Malta — investors pay taxes according to general rules.
6
Convenient path to residency
Applicants mustn’t pass any language tests or live in Malta for several years to apply for permanent residence.
Applicants mustn’t pass any language tests or live in Malta for several years to apply for permanent residence.
7
Permanent residence for 4 generations of a family
Investors’ spouses, children, parents and grandparents can be included in the applications.
Investors’ spouses, children, parents and grandparents can be included in the applications.
Is Maltese residency the key to the quality of life you want?
Get our detailed guide to learn:
How to obtain residency smoothly
Rights and opportunities that come with your new status
Obligations to fulfil to maintain residency
Answers to frequently asked questions
Who is eligible for Malta permanent residence?
Expenses for obtaining Malta permanent residence
Investors fulfil several investment conditions. They buy or rent a residential property, pay administrative and state fees, and donate to a Maltese organisation. All the requirements are mandatory; the only choice is renting or purchasing real estate.
The main applicant must have at least €500,000 in available assets, including at least €150,000 of liquid financial assets, such as deposits, stocks or bonds. The investor confirms ownership of these assets every year during the first five years after getting permanent residence.
Renting real estate — €150,000+
The investor pays government fees, donates to a charitable organisation and rents a residential property in Malta for five years.
The minimum rental price depends on the region:
€10,000+ per annum — in the south of Malta and on the island of Gozo;
€12,000+ per annum — in the north or centre of Malta.
Purchasing real estate — €370,000+
The investor pays government fees, makes a donation to a charitable organisation and buys residential property in Malta.
The minimum property price depends on the real estate location:
€300,000+ — in the south of Malta and on the island of Gozo;
€350,000+ — in the north or centre of Malta.
The investor must own the property for at least five years after obtaining permanent residence. After five years, they can sell it and return a part of the invested money.
Expenses for a family of 4
The spouses, a child and the investor’s father.
Does Malta permanent residency fit your budget?
The total cost depends on family composition. We can provide a free, individualised calculation for your case, covering additional expenses like taxes, insurance, and more.
Why is the agent's licence important?
The Malta Permanent Residence Programme Regulations, L.N. 121 of 2021, don’t allow investors to apply for permanent residence directly. A licensed agent accredited by the Government of Malta is a guarantor that the investor meets the programme conditions. The licensed agent assists the investor at every programme stage, from preparing documents to receiving a permanent residence card.
Immigrant Invest is a licensed agent of the Malta Permanent Residence Programme.
Real estate qualifying for the Malta Permanent Residence Programme
How to recoup the investment under the MPRP
The investment made under the MPRP can be partially recouped if the investor chooses to purchase real estate in Malta.
After 5 years of obtaining Malta permanent residence, the investor can sell the property without risking their status.
8—10% annually is the real estate price appreciation in Special Designated Areas of Malta, allowing the property to potentially be sold at a profit.
Discover the top real estate opportunities in Malta to maximise your investment returns.
Step-by-step procedure for obtaining Malta permanent residence
Preliminary Due Diligence
Due Diligence is essential in the Malta Permanent Residence Programme, determining whether an investor qualifies for residency.
At Immigrant Invest, we have an in-house Compliance Department where certified AML Officers conduct a preliminary, confidential Due Diligence check on every investor, using the same databases as the Residency Malta Agency.
This process takes one business day and reduces the risk of rejection to 1%.
Take a short anonymous test and learn more about the nuances of Due Diligence checks.
Collection of documents and application
Immigrant Invest lawyers compile a list of required documents and help the investor prepare them. The lawyers compile the investor’s welfare history, translate documents into English, certify copies through a notary and correctly fill out application forms.
The lawyers apply to the Residency Malta Agency when the documents are ready. At this stage, the main applicant pays a non-refundable administration fee of €10,000.
Due Diligence
The Residency Malta Agency conducts Due Diligence. Sometimes, the agency asks for additional information, for example, about the investor’s business and finances. In such cases, Immigrant Invest lawyers prepare the documents and answers, approve with the investor and submit them to the agency.
Due Diligence takes at least four months. In our experience, it usually takes six to eight months.
Fulfilment of investment conditions
The Residency Malta Agency sends a notice of approval to Immigrant Invest. As soon as the approval is received, the applicant must fulfil the investment conditions within the stated period.
The remaining €30,000 of the administration fee is payable within two months from the approval date. Payment of the contribution fee, making a donation, and renting or purchasing property can take up to eight months.
At the same time, the applicant gets medical insurance with a minimum coverage of €30,000 per person.
When all the conditions are met, Immigrant Invest lawyers submit the supporting documents to the Residency Malta Agency.
Fingerprinting in Malta
The investor and all family members included in the application must travel to Malta and provide their fingerprints at the Residency Malta Agency. Fingerprinting takes place after the application has been approved. However, it can be done before all the investment conditions are fulfilled.
Final approval
The Residency Malta Agency reviews the additional documents provided by the lawyers after the investor has fulfilled all the programme conditions. After that, Immigrant Invest receives the final approval, which means that the applicants will get permanent residence cards.
Getting permanent residence cards
The Residency Malta Agency issues a Certificate of Residence and permanent residence cards and sends them to Immigrant Invest lawyers in Malta. The investor gets the documents by courier and doesn’t have to visit Malta to collect them.
The permanent residence card for adult applicants is valid for five years. A minor applicant renews the card a month after turning 14 or 18 years old.
Annual review of compliance with the programme terms
The Residency Malta Agency checks whether the investor meets the programme conditions: rents or owns a residential property in Malta and has assets of €500,000 in the disposal. The check is conducted annually for the first five years after obtaining permanent residence.
Our clients’ reviews
All reviewsClients’ names and photos have been changed to comply with a non-disclosure agreement.
Hesitating to take the first step toward Maltese residency?
Investment migration is evolving fast—programs are closing, raising investments, or removing popular options. The Malta Permanent Residence Programme remains stable, but future changes are always possible due to Malta’s politics or EU mandates.
If you’re considering obtaining residency, now may be the best time to act.
Case studies
Additional services after obtaining permanent residence
The Maltese permanent residence card must be renewed every five years. Over time, other needs may arise. For example, to become a tax resident or register a car. See how we continue to help our clients.
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Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.
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Frequently asked questions
Articles and news
Two-minute summary of the Malta program
Watch the video for a brief overview of the essentials of the Malta Permanent Residence Programme, including its conditions and the benefits of residency status.
Let’s discuss the details
We will develop an individual solution, select a country and status that will solve your problems, and accompany the entire process.
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